Mortgage notes · Note brokering
See what your mortgage note may be worth
Holding a private mortgage note, or a seller-financed note secured by real estate? Answer a few questions and get your note in front of mortgage note buyers through a note broker, with no obligation to sell.
Get a no-obligation note reviewor estimate it yourself first
Takes about 2 minutes. No Social Security or account numbers needed.
- Payments made so farhistory
- Balance, rate and time leftterms
- Property value vs. balanceequity
- Note, mortgage, assignmentspaperwork
Which note do you have?
Start with mortgage notes, or pick the closest match for a plain-English guide to selling it.
Mortgage note
A note secured by a mortgage or deed of trust on a home. Start here if that is you.
Learn how it works →Owner-financed note
You sold a property and carry the mortgage yourself.
Learn how it works →Land contract
Contract for deed, where you still hold title until paid.
Learn how it works →Real estate note
Deed of trust, commercial property or land note.
Learn how it works →Promissory note
A signed note, strongest when secured by real estate.
Learn how it works →Business note
A seller note from a business sale, best if backed by property.
Learn how it works →Rough note value estimator
Enter your note's numbers and a yield to test. The tool works out what the remaining payments are worth at that yield. Nothing is sent until you submit a review request.
Present value at your yield
| Yield | Value |
|---|
Your numbers carry over to the form. Nothing is sent until you submit.
How to read this
This is a rough estimate based only on the numbers you enter. It is not an offer, an appraisal, or a statement of market rates. Real offers depend on payment history, the property, the borrower, the paperwork and buyer demand, and they can be higher or lower. The yield is a number you pick to see how the value changes. We don't suggest one.
How it works
Tell us about the note
Four quick questions, then a few optional details. No documents or sensitive numbers.
Your note gets reviewed
With your consent, your request goes to our affiliate, who looks at whether the note fits buyers and what they'd want to see.
Compare and decide
If there's interest, compare the full terms: price, timing, conditions, full or partial. Selling is always your choice.
What affects a note's value
- Payment history: how long and how reliably the borrower has paid
- Equity: the property's value compared with what's owed
- Rate and time left: the size and length of the payment stream
- Lien position: first lien or second
- The borrower: credit and stability
- Paperwork: complete, signed and recorded
What to have ready
- The signed note and the mortgage, deed of trust or land contract
- Any earlier assignments or allonges
- A record of payments received
- Current balance, rate, payment and payments left
- Closing statement from the original sale, if you have it
- Don't send Social Security, bank account or card numbers
Straight answers about this site
No obligation
Asking for a review doesn't commit you to anything. You decide whether to sell.
Your numbers stay with you
The estimator runs in your browser. Nothing is sent until you submit the form.
Affiliation disclosed
We're a referral site and say so plainly. Read the disclosure.
The cashformynote.com address dates back to 2000. The site is under new ownership and was rebuilt in 2026.
Questions people ask
Do you buy notes?
No. CashForMyNote.com is an information and referral site. If you request a review and give consent, we share your request with our affiliate so note buyers can look at your note. You decide whether to accept any offer.
What is my note worth?
Usually the present value of the payments still owed, at a yield a buyer finds acceptable for the risk. That's often below the unpaid balance. Try the estimator above with your own numbers, then request a review for real offers.
Can I sell just part of my payments?
Often, yes. In a partial sale, a buyer purchases a set number of upcoming payments and the rest come back to you. Mention it in your request.
What information do I need to start?
Just the basics: note type, property state, approximate balance and payment status. More detail (rate, payment, time left) helps. Never send Social Security or account numbers through the form.
Is there any obligation?
No. Requesting a review doesn't commit you to sell. You can stop at any point.
How long does a note sale take?
It depends on the note, the paperwork and the buyer's checks. We don't promise a timeline. Having your documents ready helps.
What is a note broker?
A note broker connects people who hold notes with investors who buy them. The broker gathers the details, shows the note to buyers who fit, and helps you compare offers. Brokers usually don't buy the note themselves.
Who will contact me?
If you check the consent box, our affiliate Fitzgerald Advisors may contact you about your note. See our affiliate disclosure.
Mortgage note and note broker guides
How selling and buying mortgage notes works, and what a note broker does.
Selling mortgage notes
How to sell a mortgage note, what buyers look for, the documents checklist, full vs. partial sales.
Buying mortgage notes
How to buy mortgage notes, pricing and yield, performing vs. non-performing, allonges.
Note brokering
What a note broker does, how note brokers get paid, and broker vs. direct buyer.
Curious what your note could bring?
A few questions, no documents, no obligation.
Get a no-obligation note review